My daughter had a retainer and our insurance carrier, Cigna covered $1500 of it. Now she needs braces and my husband’s company is changing dental providers to Guardian. Will that Lifetime Maximum start over with the new dental provider?
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Yes.
#1 by tooth975 on March 31, 2010 - 3:45 pm
Yes.
References :
retired DDS
#2 by frdrtd on March 31, 2010 - 4:21 pm
Not necessarily. If the employer had the previous insurance company forward the treatment records to the new insurance company, they may not provide a new lifetime maximum. If the employer has changed, then yes, you will have a new lifetime maximum.
Your best course of action will be to have the orthodontist office request a pre-treatment authorazation from the new insurance company.
References :
30 yrs as a dental assistant/office manager
#3 by Cris on March 31, 2010 - 4:48 pm
health-quotes.isgreat.org – here is my health insurance plan. As I remember they can provide such a service.
References :