Where can I get the best individual dental insurance?



I need to purchase my own Dental Insurance. Who offers the best bang for the buck?
Thanks. I looked at ameritas, but it looks like it may just be through a group plan. I didn’t see anything about offerings for individual.

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Honestly, I haven’t EVER seen an individual dental policy that pays out more than you pay in. Between waiting periods, copays, and coverage limits, you’re just as well off working out a payment plan with your dentist.


  1. #1 by Insurance Pickle.com on July 10, 2010 - 9:55 am

    Do a google search for Ameritas Dental Insurance. Generally I’d say there is no best for certain plans, but in the case of individual dental insurance the Ameritas plan is the best. I also have some comparisons on my site if you need more information.

    It depends on where you live but it’s about $30 (give or take $10 or so) for $1500 a year of benefit, plus vision benefits on some plans. PLUS with the PPO insurance plan you still get the discounts that a discount plan would provide.
    References :

  2. #2 by StephenWeinstein on July 10, 2010 - 10:12 am

    Anthem Blue Cross has some inexpensive dental HMO plans (~$10-20) that are available only in California. I do not know of any dental insurance that is available nationally.
    References :

  3. #3 by I have Mustang! on July 10, 2010 - 10:49 am

    Americas Health Brokers offers individual dental insurance. Also I got my family covered as a group. Really cheap and with 0 deductibles. Plans start as low as $79.95 per year. You can Google for their site.
    References :

  4. #4 by mbrcatz on July 10, 2010 - 11:29 am

    Honestly, I haven’t EVER seen an individual dental policy that pays out more than you pay in. Between waiting periods, copays, and coverage limits, you’re just as well off working out a payment plan with your dentist.
    References :

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