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What is the best discount dental insurance available?



I recently found out I have to get a root canal and I don’t have any Dental Insurance – I need help!

Dental discount plans are not usually worth the cost. Finding a dentist who will accept a fraction of regular fees if they are able to fill appointments will full-fee patients might be difficult. In fact, many people have found that NO dentists in their area (at least, not dentists they would WANT to visit) accept the discount plan.

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The State of Montana sued one of the main plans, Ameriplan, for insurance fraud and won. Please investigate carefully before giving personal information to internet-based plans.

Ask your dentist about financing plans through such companies as Care Credit or Dental Fee Plan. You’d be much safer!


This entry was posted on March 27, 2010, 7:20 am and is filed under Dental Insurance. You can follow any responses to this entry through RSS 2.0. You can leave a response, or trackback from your own site.

  1. #1 by emmalue on March 27, 2010 - 12:55 pm

    Dental discount plans are not usually worth the cost. Finding a dentist who will accept a fraction of regular fees if they are able to fill appointments will full-fee patients might be difficult. In fact, many people have found that NO dentists in their area (at least, not dentists they would WANT to visit) accept the discount plan.

    The State of Montana sued one of the main plans, Ameriplan, for insurance fraud and won. Please investigate carefully before giving personal information to internet-based plans.

    Ask your dentist about financing plans through such companies as Care Credit or Dental Fee Plan. You’d be much safer!
    References :
    http://sao.mt.gov/news/20061024Ameriplan%20Settlement.html

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  2. #2 by MK on March 27, 2010 - 1:29 pm

    Couldn’t say it any better than Emm.
    The discount plans are not worth the money or the time. Your best bet is to try the dental care credit or any other credit card you may have.
    The other less expensive option is to have an extraction, sorry
    References :
    24+ years in the dental field

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