When buying Health Insurance For Florida the options are numerous. Medical, dental, vision – health insurance can be confusing – copay, deductible, coinsurance, coinsurance limit, RX, Generics, brand name, policy limit, out of pocket max, and the list goes on.
Like most states, Florida gives the consumer the opportunity to work with a health insurance agent. Call Toll Free (877) 991-4249 to be connected with a live agent in your area. Agents get paid by the carriers, so no money comes out of your pocket. Agents also give you the ability to shop many carriers very quickly and to get personal answers to tough questions about underwriting and policy benefits.
Some of the best selling Florida health insurance plans are The Copay Select 2500 by UnitedHealth One and the Aetna MC Open Access Value 2500 with dental. Review this info and more at Florida Health Insurance Companies.
And don’t forget the Dental Insurance. Many people neglect dental care and with root canals and crowns ranging from $900-$1100 each, dental care can really be hard on the pocketbook.
Remember, if you live in Florida and want a private health insurance plan, you must qualify medically. If you take one or two medications you should be able to receive coverage, but people with serious health conditions and many medications are often declined. Florida health insurance can be difficult to acquire, so consulting and agent first may save you a great deal of time. Simply call Toll Free (877) 991-4249 to be put in contact with an independent Florida health insurance agent.
Bill James
http://www.articlesbase.com/insurance-articles/health-insurance-for-florida-florida-health-insurance-companies-714721.html
#1 by Blah742 on May 8, 2010 - 9:05 am
Health insurance companies in Florida that only ask for 5 years of information?
I was wondering if there are any health insurance companies that only ask for medical information in the past 5 years. I know the majority of the companies ask for 10 years of medical history. But, I have also heard there are a few that only require information for 5 years on the application. Any help would be appreciated.
#2 by lucy on May 8, 2010 - 2:07 pm
Call and talk to a agent for info. Some companies will have you list every doctor seen with the address, phone, fax etc. So even if you saw 1 doctor only 1 time, may forget or have to dig thu your records for the name of the doctor and info.
But as a general rule, all companies will have a list of 6 questions that specifically ask you by a yes/no answer if you have been treated or diagnosed with heart, circulatory, lungs, diabetes etc in the last 5 to 10 years, and if so, then you would have to list the doctor.
The reason for the agent, is that they can ask you questions that may or may not affect you finding health insurance period. They will know which companies are best or if there is a problem you will know upfront and they can give you other options.
good luck
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