How much is health/dental/car insurance for a married couple (no kids) age 21 and 20?



Planning ahead… Would health insurance through our universities be cheaper? We will both still be attending college (different universities, close to each other). What would the estimated rates be per year for heath, dental, and car insurances?

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Thank you for any info!

You can easily check your minimal health care rates in internet, for example here – health-quotes.isgreat.org


  1. #1 by Caveat Emptor on July 27, 2010 - 4:23 pm

    Those are totally separate types of insurance and it’s difficult to quote "costs" without details. If your school offers a student health plan, yes, that will be cheaper than buying individual policies. Auto depends on your driving records, the vehicle(s) to be insured and what coverage you choose to carry. Individual dental coverage is usually not cost-effective.
    References :

  2. #2 by Insurance Pickle.com on July 27, 2010 - 5:10 pm

    Dental insurance costs about $30/month (give or take $10 depending on where you live) and can cover up to $1500/year. A discount dental plan is about $150/year for both of you. Call an insurance broker.

    University insurance is mostly garbage. It’ll depend on where you live. Call an insurance broker.

    Car insurance…depends on where you live, what type of car you drive etc…cal a different insurance broker, because your car insurance broker is different than your life & health broker.
    References :

  3. #3 by aaduu on July 27, 2010 - 5:16 pm

    Up to what amount health insurance policy you want 2nd thing is that which car you are using because the insurance premium amount vary as per the cost off vehicle.
    health insurance through your universities may be cheaper for individual.it’s a suggestion that you should talk to a insurance company about health insurance Family floater plan.
    The combined estimate for a year will vary with in Rs 15000- to Rs 25000-
    References :
    http://www.insuranceguide4u.com, http://www.insurancecompanyinindia.com

  4. #4 by mbrcatz on July 27, 2010 - 6:06 pm

    Yes, insurance through your universities is usually much cheaper.

    If both of you are perfectly healthy, not overweight, in most states, a good low/no deductible health insurance plan is going to cost you around $250 a month – each – with absolutely NO maternity benefits. Dental will run $25 to $40 per month, per person – I haven’t seen any policies that pay out more than they cost, for most people. Car insurance varies wildly, depending on your credit score, the type of car, which state, and which coverages, and how much of those coverages – it could be anywhere from $1200 a car (one car, minimum liability, clean driving records, good credit) to $6,000 a car, or more.
    References :

  5. #5 by AquaTeenForce on July 27, 2010 - 6:28 pm

    you can run a few quotes yourself at http://usdirecthealthinsurance.com/ to get an idea of what an affordable health insurance plan might cost. you can also run some quotes for dental insurance on the same website or http://www.dentalforeveryone.com/?id=90092-00000 for dental only quotes.
    References :
    http://usdirecthealthinsurance.com/

  6. #6 by Phil on July 27, 2010 - 7:02 pm

    You can easily check your minimal health care rates in internet, for example here – health-quotes.isgreat.org
    References :

  7. #7 by StephenWeinstein on July 27, 2010 - 7:17 pm

    Insurance prices are determined almost entirely by where you live. Although other things may also matter in some cases, they do not always matter, and whether they matter depends on where you live. Simply by moving 30 feet from one side of a state border to the other side (possibly even changing apartments within the same apartment building, if it is built on the state border), you can cause your rates to double or more or to drop by half or more. Where you live does not just matter more than any one other thing; it matters more than all the other things, combined.

    Your estimated rate would be between $50 per month and $2000 per month, probably. It is impossible to give a figure that is accurate to within plus or minus 50% without knowing where you live. The variation based on geography is over 50%, and sometimes over 100%.
    References :

  8. #8 by Rack Jach on July 27, 2010 - 7:50 pm

    It may be any how because it depends on for which policy and how long you want to go.
    References :
    http://www.thegojiberrycompanyblog.com

  9. #9 by eHealthInsurance on July 27, 2010 - 7:55 pm

    It’s hard to answer your question without more information, since insurance costs can differ from state to state and there’s a broad range of options to choose from. However, it’s easy to do a little research online and find out for yourself.

    There are various places online to get quotes for auto insurance. Just search “auto insurance” and the name of your state and you should find some websites that will provide you with quotes.

    When it comes to health insurance (or dental insurance) you’ll want to make sure that you work with a licensed agent. A licensed agent in your area or online can provide you with quotes from a broad range of carriers in your area and allow you to compare options to find the best match for your needs. If you’re young and fairly healthy, you may find that you have some pretty affordable choices.
    References :

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